Who we are
This website, HomeInsuranceUK.co.uk, is operated by Prudent Plus Limited.
By using this site, you agree to the terms set out on this page. If you do not agree with them, the only option is not to use the site.
What this site provides
HomeInsuranceUK.co.uk publishes general information about UK home insurance. The content explains how policies are commonly structured, how insurers typically approach risk, and where conditions or limits often apply.
The information is intended to be factual and helpful, but it is not personal insurance advice and should not be treated as such.
No personalised recommendations
Nothing on this site takes your personal circumstances into account. Property type, location, claims history, and insurer rules vary widely.
Any decisions you make based on information found here are your responsibility. You should always check policy documents and, where appropriate, speak directly with an insurer or broker.
Quotes, comparisons, and third parties
Some pages may link to or refer you to quotation or comparison services provided by third parties. These services are operated independently of HomeInsuranceUK.co.uk.
Where you choose to enter your details into a quotation or enquiry form, you may be contacted by an insurance provider or broker to discuss options. Any insurance contract entered into is between you and that third party.
Accuracy and updates
We take reasonable care to ensure information on this site is accurate at the time it is published. Insurance products, underwriting rules, and regulatory requirements change.
We do not guarantee that all content will always reflect the most current insurer wording or market practice.
Use of the site
You agree to use this website for lawful purposes only. You must not use it in any way that could damage, disrupt, or interfere with the operation of the site.
Automated scraping, data harvesting, or misuse of contact details is not permitted.
Intellectual property
All written content on this site, unless stated otherwise, is owned by or licensed to Prudent Plus Limited.
You may read, download, and print pages for personal use. You must not reproduce, republish, or distribute content for commercial purposes without permission.
Limitation of liability
HomeInsuranceUK.co.uk and Prudent Plus Limited are not responsible for losses arising from reliance on information published on this site.
This includes, but is not limited to, financial loss, property damage, or disputes arising from insurance decisions or third-party services.
External links
This site may reference or link to external websites. We do not control the content or availability of those sites.
Links are provided for convenience and information only and do not imply endorsement.
Availability of the website
We aim to keep the site available and functioning properly, but uninterrupted access is not guaranteed.
Maintenance, technical issues, or external factors may result in temporary unavailability.
Changes to these terms
These terms and conditions may be updated from time to time.
Any changes will apply from the point they are published on this page. Continued use of the site means you accept the updated terms.
Governing law
These terms are governed by the laws of England and Wales.
Any disputes arising in connection with this website are subject to the jurisdiction of the courts of England and Wales.
Contact
If you need to contact us about these terms or about the site content, you can email us.
Email: [email protected]
Company information
- Website: HomeInsuranceUK.co.uk
- Operated by: Prudent Plus Limited of Booths Hall, Booths Park, Chelford Road Knutsford WA16 8GS
- Nature of site: General information about UK home insurance